A business process improvement specialist and executive coach with over 25 years of professional management experience, 14 of these in Finance. During her career, she has created new innovative ways to automate and streamline business processes for large multi-site corporations and small independent businesses. An avid learner, she is a Six Sigma Lean Professional (SSLP) as well as a Change Management Specialist (CMS).
In her various positions, she has developed internal business applications to streamline a multitude of different processes to ensure customer satisfaction, eliminate unnecessary redundancies, and improve costs. As a product manager, she has designed, rebuilt, and improved existing web-based SaaS and mobile applications while managing the entire project development lifecycle.
Linda has been a bookkeeper and back-office support provider for many years in various industries. She is an authorized federal tax return preparer. She has performed federal income tax filings for multiple companies and individuals with sole proprietorships and LLCs for more than 24 years.
She is a Certified Bookkeeper, a member of NACPB and AIPB, and a Certified QuickBooks ProAdvisor.
A technologist and entrepreneur with over 25 years’ experience in management and technology positions. During his career he has been focused on the design and management of 24×7 Network Operations Centers supporting mission critical business systems with leading commercial and defense-oriented organizations including Titan Corporation, CBS Television, Great Western Bank, Unimed, and Sanwa Bank.
Phil has specialized in turn-around projects for IT departments, replacing their technology and revitalizing processes and procedures. In his various positions, he has developed and delivered software applications, managed engineering consulting and platform engineering services groups, and been the managing partner of technology services and cellular software startups.
As a Finance major from SDSU, prior to transitioning into the technology sector, Phil worked in the financial services sector and was involved in S&L bailouts, restructuring and asset sales. He has come full circle, returning to his background in finance.
In addition to running the day-to-day business, he leads our Business Advisory efforts. Through this service he helps many of our clients improve their overall performance through the creation of strategic action plans, and the development and monitoring of Key Performance Indicators (KPI).
A lover of animals and avid cyclist, Ken has a bachelor’s degree in accountancy. Ken has extensive experience as a Financial Analyst and Internal Auditor, and he is a QuickBooks Online ProAdvisor.
Ken has deep and wide-ranging experience in accounting, inventory, business performance analysis, internal control, asset control, billing, contract productivity audits, and cost-benefit analysis.
Ken has worked in various auditing and accounting roles with a portfolio of businesses including Retail, Manufacturing, & Telecom.
In his spare time Ken enjoys time with his family, reading science books and meeting new people.
A self proclaimed tax code reader and lover of everything pertaining to tax, Lourdes has a bachelor’s degree in Accountancy and Accounting Technology.
Lourdes has extensive experience in accounting, excise tax preparation, budget forecasting, auditing, payroll, bookkeeping, accounts payable and receivable management, cash projections, balance sheet reconciliations and financial review, financial analysis, and preparation of financial reports.
Lourdes has worked in various accounting roles with a portfolio of various businesses including: commercial banking, accounting and consulting firms, utility suppliers, restaurants, engineering, construction, and childcare centers.
In her spare time Lourdes enjoys reading tax laws, studying for her Certified Management Accountant (CMA) and Ab2 Certificate in U.S. Accounting and Bookkeeping
A lover of all creatures great and small, Nicole has spent the last 10 years in the child care industry working with infants and small children.
Prior to working in child care, Nicole worked in various retail positions providing exceptional customer service.
New to the Finance industry, she is enjoying bringing her love of helping people in support of PRESAGE’s clients.
In her free time she loves spending time with family and running around with her two English Labs, Milo and Boomer.
Last Updated: December 2023
As an authorized affiliate (Affiliate) of PRESAGE, you agree to abide by the terms and conditions contained in this Agreement (Agreement). Please read the entire Agreement carefully before registering and promoting PRESAGE as an Affiliate.
Your participation in the Program is solely to receive a commission on services purchased by businesses referred to PRESAGE through your personal referrals.
This program is intended for “word of mouth”, or direct person-to-person, referrals either verbally or via email. Affiliates are not encouraged to promote PRESAGE’s services on their website or through the use of other mass marketing tools and techniques.
By signing up for the PRESAGE Referral Program (Program), you indicate your acceptance of this Agreement and its terms and conditions.
We reserve the right to approve or reject ANY Affiliate Program Application at our sole and absolute discretion. You will have no legal recourse against us for the rejection of your Affiliate Program Application.
Commissions will be paid once a month. For an Affiliate to receive a commission, the referred account must make a minimum purchase of $375.
You cannot refer yourself, and you will not receive a commission on your own accounts.
Payments will only be sent for transactions that have been successfully completed.
Transactions that result in chargebacks or refunds will not be paid out.
Commissions will not be paid where it will violate an existing agreement with the Affiliate through another referral program (e.g., networking groups such as BNI). PRESAGE will follow the existing protocol as defined in the individual networking group’s charter or bylaws.
If would like to use the program to make referrals easier, but work in an industry where receiving a commission is either prohibited or considered unethical, you can still register and inform us via email that you will forgo your commissions.
Your affiliate application and status in the Program may be suspended or terminated for any of the following reasons:
In addition to the foregoing, PRESAGE reserves the right to terminate any Affiliate account at any time, for any violations of this Agreement or for any reason.
You may use graphic and text links within your email messages. You may use the graphics and text provided by us, or you may create your own as long as they are deemed appropriate according to the conditions and not in violation as outlined in the Termination section.
PPC bidding is NOT allowed without prior written permission.
PRESAGE will not be liable for indirect or accidental damages (loss of revenue, commissions) due to affiliate tracking failures, loss of database files, or any results of intents of harm to the Program and/or to our website(s).
We do not make any expressed or implied warranties with respect to the Program and/or the services sold by PRESAGE. We make no claim that the operation of the Program and/or our website(s) will be error-free, and we will not be liable for any interruptions or errors.
The term of this Agreement begins upon your acceptance in the Program and will end when your Affiliate account is terminated.
The terms and conditions of this agreement may be modified by us at any time. If any modification to the terms and conditions of this Agreement are unacceptable to you, your only choice is to terminate your Affiliate account. Your continuing participation in the Program will constitute your acceptance of any change.
Affiliate shall indemnify and hold harmless PRESAGE and its affiliate and subsidiary companies, officers, directors, employees, licensees, successors and assigns, including those licensed or authorized by PRESAGE to transmit and distribute materials, from any and all liabilities, damages, fines, judgments, claims, costs, losses, and expenses (including reasonable legal fees and costs) arising out of or related to any and all claims sustained in connection with this Agreement due to the negligence, misrepresentation, failure to disclose, or intentional misconduct of Affiliate.
The Agreement is an electronic contract that sets out the legally binding terms of your participation in the PRESAGE affiliate program. You indicate your acceptance of this Agreement and all the terms and conditions contained or referenced in this Agreement by completing the PRESAGE application process. This action creates an electronic signature that has the same legal force and effect as a handwritten signature.