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THE PRESAGE PRIVACY POLICY

THE PRESAGE PRIVACY POLICY

PRESAGE Privacy statement

Last Updated: November 2023

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to www.presagefinancial.com and LJP Enterprises LLC (dba PRESAGE), and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to PRESAGE include www.presagefinancial.com, LJP Enterprises LLC, and PRESAGE. The PRESAGE website is a news and information site. By using the PRESAGE website, you consent to the data practices described in this statement.

Collection of your Personal Information

In order to better provide you with products and services offered, PRESAGE may collect personally identifiable information, such as your:

 

  • First and Last Name
  • Mailing Address
  • E-mail Address
  • Phone Number

 

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Use of your Personal Information

PRESAGE collects and uses your personal information to operate and deliver the services you have requested.

 

PRESAGE may also use your personally identifiable information to inform you of other products or services available from PRESAGE and its affiliates.

 

PRESAGE does not market using SMS. No mobile information will be shared with third parties or affiliates for marketing and/or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties except as outlined below.

Sharing Information with Third Parties

PRESAGE does not sell, rent, or lease its customer lists to third parties.

 

PRESAGE may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to PRESAGE, and they are required to maintain the confidentiality of your information.

 

PRESAGE may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PRESAGE or the site; (b) protect and defend the rights or property of PRESAGE; and/or (c) act under exigent circumstances to protect the personal safety of users of PRESAGE, or the public.

Tracking User Behavior

PRESAGE may keep track of the websites and pages our users visit within PRESAGE, in order to determine what PRESAGE services are the most popular. This data is used to deliver customized content and advertising within PRESAGE to customers whose behavior indicates that they are interested in a particular subject area.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by PRESAGE. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the PRESAGE website.

Use of Cookies

The PRESAGE website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

 

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize PRESAGE pages, or register with PRESAGE site or services, a cookie helps PRESAGE to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same PRESAGE website, the information you previously provided can be retrieved, so you can easily use the PRESAGE features that you customized.

 

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the PRESAGE services or websites you visit.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

 

  • Delete your personal information from our records; and
  • Direct any service providers to delete your personal information from their records.

 

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

 

  • Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us.
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity.
  • Debug to identify and repair errors that impair existing intended functionality.
  • Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law.
  • Comply with the California Electronic Communications Privacy Act.
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent.
  • Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us.
  • Comply with an existing legal obligation; or
  • Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Thirteen

PRESAGE does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

E-mail Communications

From time to time, PRESAGE may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from PRESAGE or click on a link therein.

 

If you would like to stop receiving marketing or promotional communications via email from PRESAGE, you may opt out of such communications by clicking the unsubscribe button or sending an email request to marketing@presagefinancial.com.

External Data Storage Sites

We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement

PRESAGE reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

PRESAGE welcomes your questions or comments regarding this Statement of Privacy. If you believe that PRESAGE has not adhered to this Statement, please contact PRESAGE at:

PRESAGE

14241 NE Woodinville Duvall Rd #207

Woodinville, Washington 98072

Email Address: info@presagefinancial.com

Telephone number: (425) 651-2654

REFERRAL PROGRAM TERMS & CONDITIONS

Last Updated: December 2023 

1. Referral Program Terms Of Use

As an authorized affiliate (Affiliate) of PRESAGE, you agree to abide by the terms and conditions contained in this Agreement (Agreement). Please read the entire Agreement carefully before registering and promoting PRESAGE as an Affiliate.


Your participation in the Program is solely to receive a commission on services purchased by businesses referred to PRESAGE through your personal referrals.


This program is intended for “word of mouth”, or direct person-to-person, referrals either verbally or via email. Affiliates are not encouraged to promote PRESAGE’s services on their website or through the use of other mass marketing tools and techniques.


By signing up for the PRESAGE Referral Program (Program), you indicate your acceptance of this Agreement and its terms and conditions.

2. Approval Or Rejection Of The Application

We reserve the right to approve or reject ANY Affiliate Program Application at our sole and absolute discretion. You will have no legal recourse against us for the rejection of your Affiliate Program Application.  

3. Commissions

Commissions will be paid once a month. For an Affiliate to receive a commission, the referred account must make a minimum purchase of $375.


You cannot refer yourself, and you will not receive a commission on your own accounts. 


Payments will only be sent for transactions that have been successfully completed.  
Transactions that result in chargebacks or refunds will not be paid out.  


Commissions will not be paid where it will violate an existing agreement with the Affiliate through another referral program (e.g., networking groups such as BNI). PRESAGE will follow the existing protocol as defined in the individual networking group’s charter or bylaws.  


If would like to use the program to make referrals easier, but work in an industry where receiving a commission is either prohibited or considered unethical, you can still register and inform us via email that you will forgo your commissions.  

 4. Termination

Your affiliate application and status in the Program may be suspended or terminated for any of the following reasons:  

 

  • Inappropriate advertisements (false claims, misleading hyperlinks, etc.).
  • Spamming (mass email, mass newsgroup posting, etc.).
  • Advertising on sites containing or promoting illegal activities.
  • Failure to disclose the affiliate relationship for any promotion that qualifies as an endorsement under existing Federal Trade Commission guidelines and regulations, or any applicable state laws.
  • Violation of intellectual property rights. PRESAGE reserves the right to require license agreements from those who employ trademarks of PRESAGE in order to protect our intellectual property rights.
  • Offering rebates, coupons, or other form of promised kickbacks from your affiliate commission as an incentive. Adding bonuses or bundling other products with PRESAGE, however, is acceptable.
  • Self-referrals, fraudulent transactions, suspected Affiliate fraud.

 

In addition to the foregoing, PRESAGE reserves the right to terminate any Affiliate account at any time, for any violations of this Agreement or for any reason.  

5. Affiliate Links

You may use graphic and text links within your email messages. You may use the graphics and text provided by us, or you may create your own as long as they are deemed appropriate according to the conditions and not in violation as outlined in the Termination section.  

6. Pay Per Click (PPC) Policy

PPC bidding is NOT allowed without prior written permission.  

7. Liability

PRESAGE will not be liable for indirect or accidental damages (loss of revenue, commissions) due to affiliate tracking failures, loss of database files, or any results of intents of harm to the Program and/or to our website(s).  


We do not make any expressed or implied warranties with respect to the Program and/or the services sold by PRESAGE. We make no claim that the operation of the Program and/or our website(s) will be error-free, and we will not be liable for any interruptions or errors.  

8. Term Of The Agreement

The term of this Agreement begins upon your acceptance in the Program and will end when your Affiliate account is terminated.  


The terms and conditions of this agreement may be modified by us at any time. If any modification to the terms and conditions of this Agreement are unacceptable to you, your only choice is to terminate your Affiliate account. Your continuing participation in the Program will constitute your acceptance of any change.  

9. Indemnification

Affiliate shall indemnify and hold harmless PRESAGE and its affiliate and subsidiary companies, officers, directors, employees, licensees, successors and assigns, including those licensed or authorized by PRESAGE to transmit and distribute materials, from any and all liabilities, damages, fines, judgments, claims, costs, losses, and expenses (including reasonable legal fees and costs) arising out of or related to any and all claims sustained in connection with this Agreement due to the negligence, misrepresentation, failure to disclose, or intentional misconduct of Affiliate.  

 

 10. Electronic Signatures Effective

The Agreement is an electronic contract that sets out the legally binding terms of your participation in the PRESAGE affiliate program. You indicate your acceptance of this Agreement and all the terms and conditions contained or referenced in this Agreement by completing the PRESAGE application process. This action creates an electronic signature that has the same legal force and effect as a handwritten signature.